Credits & entries

Your stable runs on two things. Stable Credits pay for everything you choose to do: training, the vet, breeding, packs and new facilities. Stable entries are your daily budget for Live races. Credits are earned and spent inside the game only; they are never cashed out.

#Stable Credits

You start with 3,000 credits. Your balance is the number in the top bar. A cost you can’t afford is simply refused, so you can never go into debt. The only running cost is the weekly upkeep on horses you used that week; a week away costs nothing.

Your finances page. The Finances page on your stable is the full set of books: every credit in and out for the week, the season or all time, grouped by what it was for, and a per-horse sheet that answers “is this horse paying for itself?” — what it earned in purses, sales, stud fees and lease shares against what it cost in training, upkeep, entry fees and its purchase price, right down to the cost per start. The stable page shows this week’s upkeep building up as you play.

#How you earn credits

Story rewards by chapter

Story rewards are capped per chapter, so they get you started but can’t be farmed forever.

#How you spend credits

Upkeep

After each week ends, your stable pays upkeep for the horses you actually used: any horse that raced (Live or Story), had a paid training session, or covered or was covered. Horses you leave alone that week cost nothing, so a week away is free. Upkeep never takes your balance below zero: what you can’t pay is waived. The This week page shows it building up, and a note in your inbox shows the breakdown. The first week charged is the week starting 2 November 2026.

Every free Paddock Pack is earned by playing: one for every 3 days you play. See Packs.

#Stable entries

Every Live race on the Race card costs stable entries. Your bank is the number in the top bar.

• +10 entries land at your local midnight. They are added the first time you play each day.
• Unused entries roll over into your bank, up to 20. Days you miss still count when you come back, up to that cap.
• A Live race costs 1 entry; a Feature, Group race or the Season Final costs 2. Story races and the Daily Cup are free.
• Each horse can run one Live race a day, so the more horses you have racing, the more of your entries you can use.
• If a race is abandoned you get the entries back. If you scratch a horse yourself, the entries are spent.

The daily refill

When your bank is below 5, you can buy +5 entries for 250 credits, once per local day.

The entry office

The entry office in Facilities raises both numbers, one tier at a time, to at most 15 a day and a bank of 30.